Apply Online for a Business Line of Credit
Enjoy the flexibility of a revolving line of credit. Draw as you need and pay only for what you use.
Apply Online for a Business Line of Credit
Enjoy the flexibility of a revolving line of credit. Draw as you need and pay only for what you use.
Credit lines up to
$250,000
Rates as low as
4.8%2
Approvals as fast as
5 minutes
Start your application
Need Help? Call 855-739-8883
A line of credit gives you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses.
Fast Working Capital
Made Simple
Funds available on demand
Enjoy peace of mind by having money available for any business expense. Draw funds with a click of a button.
Only pay for what you use
No fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees.
Access to a revolving line
Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.
Financing that grows with you
We support your business growth by getting you the right credit line for your business size at any stage.
What you need to get started
Minimum qualifications
- 550+ FICO
- 6 Month in business
- $15,000 in monthly revenue
What you need to apply
- Basic details about you and your business
- Bank connection or year-to-date bank statements
Ready to apply? Get started
Have more questions? Visit FAQs
How it works
Fill out our quick & easy online application
We find the best possible offer for your business in minutes
Receive the funds in your account in under 24 hours
Why is it better?
Unlike traditional business loans, available through banks or credit unions, that look at your credit history, business & personal tax returns, our revenue based funding program only considers your business income over the last 3 months. This allows us to precisely determine your business’ performance and provide you with timely and competitive offers.
Don’t let cash flow issues distract you
Pros
- Flexible borrowing
- Typically no collateral required
Cons
- May have maintenance fee or withdrawal fee
- Good credit and consistent revenue required
Best for
- Short term needs
- Seasonal business to manage cash flow
Our 3 Step Process
Apply
Fill out our Quick Apply application.
We review your application
We review your goals and present you with programs matching your needs, getting an offer in 24 hours.
Receive funding
Choose the program that fits you best and receive funding within 48 hours.
How do I qualify?
If you have been in business for at least 3 months and are depositing a minimum of $10,000/month, you are already pre-qualified for our revenue based funding program.
What can I use the money for?
There’s no restriction on what you can you use the money for, though we recommend putting the funds towards income multiplying activities. Our customers usually use the funds for: purchasing inventory, payroll financing, equipment financing, marketing campaign funding, business expansion capital.
Excellent
4.7 out of 5 based on 1,301 reviews.
